
General Insurance
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Insurance other than 'Life Insurance' falls under the
category of General Insurance. General
Insurance comprises of insurance of property against
fire, burglary etc, personal insurance such as Accident
and Health Insurance, and liability insurance which
covers legal liabilities. There are also other covers
such as Errors and Omissions insurance for
professionals, credit insurance etc.
Non-life insurance companies have products that cover
property against Fire and allied perils, flood storm and
inundation, earthquake and so on. There are products
that cover property against burglary, theft etc. The
non-life companies also offer policies covering
machinery against breakdown, there are policies that
cover the hull of ships and so on. A Marine Cargo policy
covers goods in transit including by sea, air and road.
Further, insurance of motor vehicles against damages and
theft forms a major chunk of non-life insurance
business.
In respect of insurance of property, it is important
that the cover is taken for the actual value of the
property to avoid being imposed a penalty should there
be a claim. Where a property is undervalued for the
purposes of insurance, the insured will have to bear a
rateable proportion of the loss.
* Types
Of General Insurance :
1) Car
Insurance
2) Corporate
Insurance
3) Health
Insurance
4) Home
Insurance
5) Travel
Insurance
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Car
Insurance
Car insurance technically provides protection against
the losses incurred as a result of unavoidable instances. It
helps cover against theft, financial loss caused by accidents
and any subsequent liabilities. The cover level of Car insurance
can be the insured party, the insured vehicle, third parties
(car and people). The premium of the insurance is dependent on
certain parameters like gender, age, vehicle classification,
etc. Car insurance gives confidence to drive fearlessly but at
the same time should follow the traffic rules. In emergencies it
acts like a boon to the insurer.
With so many car insurance companies vying for customer base in
the market, it is quite difficult to make a decision like
choosing the right policy covering the requirement, right
insurer, etc. Figuring out the right insurance policy fulfilling
the requirement and being cost effective can be time consuming.
We assists in this endeavor of finding the right car insurance
for the users. Fill in an online form, and mention the details,
specific requirements and our experts will take it forward. We
bring the most competitive cost quote and benefits of all
insurance companies under one roof helping decision making.
Corporate
Insurance
Our corporate Insurance Advisory, is capable to
include end-to-end Insurance Solutions and Services to
corporates. We cater to the Corporate Insurance and Risk
Management needs for Large Industrial Houses, Medium Scale
Companies and SMEs.
Provide Comparative and Competitive Quotes from Insurance
Companies
Assist in Policy Administration
Personalized Claims Assistance
Health
Insurance
Medical expenses are sky high these days, but was
never cheap ever. Even a small treatment or an appointment with
a doctor might consume a lot of money. Health insurance is a
must, it saves money and covers unexpected calamities. Health
insurance comes in handy to meet emergencies of severe ailment
or accident. Sometimes it is associated with covering disability
and custodial needs. Life is unpredictable, insurance can make
it safe and secure from bearing huge loss. Health insurance is
affordable and carries the assurance and freedom from
insecurities that threaten life now and then.
We liaise with the leading health insurance providers in India
and buying through us enables analyzing costs and benefits from
the pool of policies matching your requirements and of course
not to forget the quality service offered by us.
Home
Insurance
Home insurance, also commonly called hazard insurance
or homeowner's insurance (often abbreviated in the real estate
industry as HOI), is the type of property insurance that covers
private homes. It is an insurance policy that combines various
personal insurance protections, which can include losses
occurring to one's home, its contents, loss of its use
(additional living expenses), or loss of other personal
possessions of the homeowner, as well as liability insurance for
accidents that may happen at the home or at the hands of the
homeowner within the policy territory. It requires that at least
one of the named insureds occupies the home. The dwelling policy
(DP) is similar, but used for residences which don't qualify for
various reasons, such as vacancy/non-occupancy,
seasonal/secondary residence, or age.
The home insurance policy is usually a term contract-a contract
that is in effect for a fixed period of time. The payment the
insured makes to the insurer is called the premium. The insured
must pay the insurer the premium each term. Most insurers charge
a lower premium if it appears less likely the home will be
damaged or destroyed: for example, if the house is situated next
to a fire station; if the house is equipped with fire sprinklers
and fire alarms; or if the house exhibits wind mitigation
measures, such as hurricane shutters. Perpetual insurance, which
is a type of home insurance without a fixed term, can also be
obtained in certain areas.
Travel
Insurance
Be it business or pleasure travel, having a trouble
free trip is what everyone looks forward to. Illness is
uncertain, it can spoil the planned trip. But with insurance in
hand, medical bills are taken care of. Other difficult
situations like loss of passport or baggage while traveling can
also add on financial difficulties. These are all covered by
travel insurance. Travel insurance usually covers medical
expenses, financial or any other looses incurred while
traveling. Travel insurance is arranged at the booking of a trip
to cover exactly the duration of that trip. Travel insurance
offers coverage for Student travel, business travel, leisure
travel, adventure travel, cruise travel, and international
travel. Irrespective of the nature of uncertainties, a suitable
travel insurance fulfilling the requirements can offer the
coverage needed while away from home.
It may save spending a fortune in any tragic unforeseen
incident. But the challenge is to find the right policy that
fits the budget at a short notice. Here the expertise of We can
assist you. We offer a great search system which assist you buy
best insurance for travel in just a few steps. Our reliable,
innovative and advanced search system enables comparison of
policies with prices and beneficiaries in just a few clicks.
Choosing a suitable travel insurance best fitting the budget and
requirement just got easier with us!.
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